While checks are certainly a convenience, you may opt to ask for cash or certified checks or money orders.
Ask what you need to do to ensure that the check is not processed before you’re ready (generally you’ll have to provide written instructions, but your bank can tell you exactly how to do that). It’s also a good idea to communicate with whoever you give the check to.
Make sure they know that the check is postdated, and verify that this is acceptable.
In some cases, postdated checks get deposited and nobody ever notices (they don’t look closely at the date).
If you want to write a postdated check, the process is the same as writing any other check – except you’ll put a prevent the funds from being paid out of your account before the date you choose, contact your bank – before you write the check.
Checks returned "Refer to Maker" or "Uncollected Funds" may require additional investigation before being charged criminally.
Checks stamped "Stop Payment" may, in certain circumstances, be the subject of criminal charges, but you should be aware that Stop Payment Orders are not generally criminal and may have to be resolved in a Small Claims Court civil suit.
Usually postdated are used because you’re short on money – and that’s exactly when you can’t afford extra fees.
This office handles worthless checks received in Polk, Highlands, and Hardee counties ONLY!
The information given below answers many questions concerning worthless checks and what is needed to prosecute these cases.
Worthless Checks may be subject to prosecution under Florida's criminal statutes.
In most cases, they can deposit the check made a free-and-clear payment.